{"id":24243,"date":"2024-07-09T08:35:58","date_gmt":"2024-07-09T06:35:58","guid":{"rendered":"https:\/\/info.openlane.eu\/help\/faq\/%faq_category%\/67-que-significan-los-codigos-banco-iban-bic-sepa-y-sha\/"},"modified":"2024-12-26T20:07:17","modified_gmt":"2024-12-26T19:07:17","slug":"6-7-what-do-the-bank-codes-iban-bic-sepa-and-sha-mean","status":"publish","type":"faq","link":"https:\/\/info.openlane.eu\/es\/help\/faq\/for-buyers\/cost-payments\/6-7-what-do-the-bank-codes-iban-bic-sepa-and-sha-mean\/","title":{"rendered":"6.7 \u00bfQu\u00e9 significan los c\u00f3digos bancarios IBAN BIC, SEPA y SHA?"},"content":{"rendered":"

Para poder realizar pagos, es necesario comprender los distintos c\u00f3digos bancarios involucrados. A continuaci\u00f3n, se explica a qu\u00e9 se refieren estos c\u00f3digos y a qu\u00e9 tipos de transacciones se aplican.<\/span><\/p>\n

IBAN (N\u00famero de cuenta Banco internacional)
\n<\/strong>Un IBAN es un n\u00famero estandarizado y reconocido internacionalmente que se utiliza para identificar una cuenta bancaria. Contiene hasta 34 caracteres alfanum\u00e9ricos, comenzando con un c\u00f3digo de Pa\u00eds de dos d\u00edgitos, seguido de dos d\u00edgitos de verificaci\u00f3n que confirman la validez del IBAN y terminando con un BBAN (N\u00famero b\u00e1sico de cuenta Banco ) que contiene detalles espec\u00edficos del Banco y de la cuenta. El formato del BBAN var\u00eda de pa\u00eds a pa\u00eds pero generalmente incluye un c\u00f3digo bancario y un c\u00f3digo de sucursal.<\/span><\/p>\n

BIC (c\u00f3digo de identificaci\u00f3n bancario), tambi\u00e9n conocido como c\u00f3digo SWIFT
\n<\/strong>BIC y c\u00f3digo SWIFT hacen referencia a lo mismo: un c\u00f3digo de 8 a 11 caracteres que se utiliza para identificar un banco espec\u00edfico en una transacci\u00f3n internacional. Cada banco tiene un c\u00f3digo BIC\/SWIFT \u00fanico para asegurarse de que las transferencias de dinero terminen en el lugar correcto.<\/span><\/p>\n

SEPA (Zona \u00danica de Pagos en Euros)
\n<\/strong>SEPA es una red paneuropea que permite a las personas enviar y recibir pagos en euros (\u20ac) entre dos cuentas bancarias dentro de la eurozona. Con SEPA, transferir dinero dentro de la eurozona es tan f\u00e1cil como una transferencia bancaria nacional. SEPA tiene 36 estados miembros: Andorra, Austria, B\u00e9lgica, Bulgaria, Croacia, Chipre, Rep\u00fablica Checa, Dinamarca, Estonia, Finlandia, Francia, Alemania, Grecia, Hungr\u00eda, Islandia, Irlanda, Italia, Letonia, Liechtenstein, Lituania, Luxemburgo, Malta, M\u00f3naco, Noruega, Polonia, Portugal, Rumania, San Marino, Eslovaquia, Eslovenia, Espa\u00f1a, Suecia, Suiza, Pa\u00edses Bajos y Vaticano. El Reino Unido sigue siendo un pa\u00eds SEPA a pesar del Brexit.<\/span><\/p>\n

SHA (compartido)
\n<\/strong>SHA significa que usted solo paga el cargo de transferencia saliente de su banco. Nosotros recibimos su pago menos la tarifa del banco corresponsal, es decir los cargos del banco intermediario.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Para poder realizar pagos, es necesario comprender los distintos c\u00f3digos bancarios involucrados. A continuaci\u00f3n, se explica a qu\u00e9 se refieren estos c\u00f3digos y a qu\u00e9 tipos de transacciones se aplican. IBAN (N\u00famero de cuenta Banco internacional) Un IBAN es un n\u00famero estandarizado y reconocido internacionalmente que se utiliza para identificar una cuenta bancaria. Contiene hasta…<\/p>\n","protected":false},"author":3,"featured_media":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"faq_category":[599,602],"class_list":["post-24243","faq","type-faq","status-publish","hentry","faq_category-for-buyers","faq_category-cost-payments"],"acf":[],"yoast_head":"\n6.7 \u00bfQu\u00e9 significan los c\u00f3digos bancarios IBAN BIC, SEPA y SHA? \u2013 OPENLANE<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/info.openlane.eu\/es\/help\/faq\/for-buyers\/cost-payments\/6-7-what-do-the-bank-codes-iban-bic-sepa-and-sha-mean\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"6.7 \u00bfQu\u00e9 significan los c\u00f3digos bancarios IBAN BIC, SEPA y SHA?\" \/>\n<meta property=\"og:description\" content=\"Para poder realizar pagos, es necesario comprender los distintos c\u00f3digos bancarios involucrados. 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