{"id":23487,"date":"2024-07-09T08:35:58","date_gmt":"2024-07-09T06:35:58","guid":{"rendered":"https:\/\/info.openlane.eu\/help\/faq\/%faq_category%\/6-7-che-cosa-significano-i-codici-bancari-iban-bic-sepa-e-sha\/"},"modified":"2024-11-27T22:18:48","modified_gmt":"2024-11-27T21:18:48","slug":"6-7-what-do-the-bank-codes-iban-bic-sepa-and-sha-mean","status":"publish","type":"faq","link":"https:\/\/info.openlane.eu\/it\/help\/faq\/for-buyers\/cost-payments\/6-7-what-do-the-bank-codes-iban-bic-sepa-and-sha-mean\/","title":{"rendered":"6.7 Che cosa significano i codici bancari IBAN, BIC, SEPA e SHA?"},"content":{"rendered":"

Per poter effettuare i pagamenti, devi comprendere i vari codici bancari coinvolti. Di seguito viene spiegato il significato di questi codici e i tipi di transazioni a cui si applicano.<\/span><\/p>\n

IBAN (International Bank Account Number)
\n<\/strong>L’IBAN \u00e8 un numero riconosciuto a livello internazionale e standardizzato, utilizzato per identificare un conto bancario. Contiene fino a 34 caratteri alfanumerici, iniziando con un codice paese a due cifre, seguito da due cifre di controllo che confermano la validit\u00e0 dell’IBAN, e terminando con un BBAN (Basic Bank Account Number) che contiene dettagli bancari e di conto specifici. Il formato del BBAN varia da Paese a Paese, ma in genere include il codice della banca e il codice della filiale.<\/span><\/p>\n

BIC (Bank Identifier Code), alias codice SWIFT
\n<\/strong>Il codice BIC e SWIFT si riferisce alla stessa cosa: un codice di 8 a 11 caratteri che viene utilizzato per identificare una banca specifica in una transazione internazionale. Ogni banca ha un codice BIC\/SWIFT unico per garantire che i trasferimenti di denaro finiscano nel posto giusto.<\/span><\/p>\n

SEPA (Single Euro Payments Area)
\n<\/strong>La SEPA \u00e8 una rete paneuropea che consente di inviare e ricevere pagamenti in euro (\u20ac) tra due conti bancari all’interno della zona euro. Con la SEPA, trasferire denaro all’interno della zona euro \u00e8 facile come un bonifico bancario nazionale. La zona SEPA conta 36 Stati membri: Andorra Austria Belgio Bulgaria Croazia Cipro Repubblica Ceca Danimarca Estonia Finlandia Francia Germania Grecia Ungheria Islanda Irlanda Italia Lettonia Liechtenstein Lituania Lussemburgo Malta Monaco Norvegia Paesi Bassi Polonia Portogallo Romania Citt\u00e0 di San Marino Slovacchia Slovenia Spagna Svezia Svizzera e Vaticano. Il Regno Unito rimane un Paese SEPA nonostante la Brexit.<\/span><\/p>\n

SHA (Shared)
\n<\/strong>SHA significa che paghi solo la commissione di trasferimento in uscita della tua banca. Riceviamo il tuo pagamento meno la commissione della banca corrispondente, cio\u00e8 le spese della banca intermediaria.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Per poter effettuare i pagamenti, devi comprendere i vari codici bancari coinvolti. Di seguito viene spiegato il significato di questi codici e i tipi di transazioni a cui si applicano. IBAN (International Bank Account Number) L’IBAN \u00e8 un numero riconosciuto a livello internazionale e standardizzato, utilizzato per identificare un conto bancario. Contiene fino a 34…<\/p>\n","protected":false},"author":3,"featured_media":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"faq_category":[486,492],"class_list":["post-23487","faq","type-faq","status-publish","hentry","faq_category-for-buyers","faq_category-cost-payments"],"acf":[],"yoast_head":"\n6.7 Che cosa significano i codici bancari IBAN, BIC, SEPA e SHA? \u2013 OPENLANE<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/info.openlane.eu\/it\/help\/faq\/for-buyers\/cost-payments\/6-7-what-do-the-bank-codes-iban-bic-sepa-and-sha-mean\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"6.7 Che cosa significano i codici bancari IBAN, BIC, SEPA e SHA?\" \/>\n<meta property=\"og:description\" content=\"Per poter effettuare i pagamenti, devi comprendere i vari codici bancari coinvolti. 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