{"id":25611,"date":"2024-07-09T08:35:58","date_gmt":"2024-07-09T06:35:58","guid":{"rendered":"https:\/\/info.openlane.eu\/help\/faq\/%faq_category%\/6-7-wat-betekenen-de-bankcodes-iban-bic-sepa-en-sha\/"},"modified":"2024-12-29T20:54:35","modified_gmt":"2024-12-29T19:54:35","slug":"6-7-what-do-the-bank-codes-iban-bic-sepa-and-sha-mean","status":"publish","type":"faq","link":"https:\/\/info.openlane.eu\/nl-be\/help\/faq\/for-buyers\/cost-payments\/6-7-what-do-the-bank-codes-iban-bic-sepa-and-sha-mean\/","title":{"rendered":"6.7 Wat betekenen de bankcodes IBAN, BIC, SEPA en SHA?"},"content":{"rendered":"<p><span>Om betalingen te kunnen doen, is het belangrijk om de verschillende bankcodes te begrijpen. Hieronder vind je een overzicht van wat deze codes betekenen en op welke soorten transacties ze van toepassing zijn.<\/span><\/p>\n<p><strong>IBAN (International Bank Account Number)<br \/>\n<\/strong>Een IBAN is een internationaal gestandaardiseerd nummer dat wordt gebruikt om een bankrekening te identificeren. Het bevat maximaal 34 alfanumerieke tekens, beginnend met een tweecijferige landcode, gevolgd door twee controlecijfers om de geldigheid van het IBAN te bevestigen. Het nummer eindigt met een BBAN (Basic Bank Account Number), dat specifieke bank- en rekeninggegevens bevat. Het BBAN-formaat verschilt per land, maar bevat meestal een bankcode en filiaalcode.<\/p>\n<p><strong>BIC (Bank Identifier Code), ook bekend als SWIFT-code<br \/>\n<\/strong>Een BIC, of SWIFT-code, is een unieke code van 8 tot 11 tekens die wordt gebruikt om een specifieke bank te identificeren bij internationale transacties. Deze code zorgt ervoor dat geldoverschrijvingen correct en effici\u00ebnt worden uitgevoerd naar de juiste bank.<\/p>\n<p><strong>SEPA (Single Euro Payments Area)<br \/>\n<\/strong>SEPA is een pan-Europees netwerk waarmee betalingen in euro&#8217;s (\u20ac) eenvoudig kunnen worden verzonden en ontvangen tussen twee bankrekeningen binnen de eurozone. Het maakt grensoverschrijdende betalingen net zo eenvoudig als binnenlandse overschrijvingen. SEPA omvat 36 lidstaten, waaronder alle EU-landen, Noorwegen, Zwitserland, en enkele andere staten. Het Verenigd Koninkrijk blijft een SEPA-land, ondanks Brexit.<\/p>\n<p><strong>SHA (Shared)<br \/>\n<\/strong>SHA betekent dat je alleen de kosten voor uitgaande overschrijvingen van je eigen bank betaalt. Wij ontvangen je betaling minus de kosten van de tussenliggende correspondentbank, oftewel de kosten van de intermediaire bank.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Om betalingen te kunnen doen, is het belangrijk om de verschillende bankcodes te begrijpen. Hieronder vind je een overzicht van wat deze codes betekenen en op welke soorten transacties ze van toepassing zijn. IBAN (International Bank Account Number) Een IBAN is een internationaal gestandaardiseerd nummer dat wordt gebruikt om een bankrekening te identificeren. Het bevat&#8230;<\/p>\n","protected":false},"author":3,"featured_media":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"faq_category":[629,635],"class_list":["post-25611","faq","type-faq","status-publish","hentry","faq_category-for-buyers","faq_category-cost-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.9 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>6.7 Wat betekenen de bankcodes IBAN, BIC, SEPA en SHA? \u2013 OPENLANE<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/info.openlane.eu\/nl-be\/help\/faq\/for-buyers\/cost-payments\/6-7-what-do-the-bank-codes-iban-bic-sepa-and-sha-mean\/\" \/>\n<meta property=\"og:locale\" content=\"nl_BE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"6.7 Wat betekenen de bankcodes IBAN, BIC, SEPA en SHA?\" \/>\n<meta property=\"og:description\" content=\"Om betalingen te kunnen doen, is het belangrijk om de verschillende bankcodes te begrijpen. 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