{"id":25719,"date":"2024-07-09T08:35:58","date_gmt":"2024-07-09T06:35:58","guid":{"rendered":"https:\/\/info.openlane.eu\/help\/faq\/%faq_category%\/6-7-wat-betekenen-de-bankcodes-iban-bic-sepa-en-sha\/"},"modified":"2024-12-04T08:59:11","modified_gmt":"2024-12-04T07:59:11","slug":"6-7-what-do-the-bank-codes-iban-bic-sepa-and-sha-mean","status":"publish","type":"faq","link":"https:\/\/info.openlane.eu\/nl-nl\/help\/faq\/for-buyers\/cost-payments\/6-7-what-do-the-bank-codes-iban-bic-sepa-and-sha-mean\/","title":{"rendered":"6.7 Wat betekenen de bankcodes IBAN, BIC, SEPA en SHA?"},"content":{"rendered":"<p><span>Om betalingen te kunnen doen, moet u de verschillende bankcodes begrijpen. Hieronder wordt uitgelegd waar deze codes voor staan en op welke soorten transacties ze van toepassing zijn.<\/span><\/p>\n<p><strong>IBAN (International Bank Account Number)<br \/>\n<\/strong><span>Een IBAN is een internationaal erkend, gestandaardiseerd nummer dat wordt gebruikt om een bankrekening te identificeren. Het bevat maximaal 34 alfanumerieke tekens, beginnend met een tweecijferige landcode, gevolgd door twee controlecijfers die de geldigheid van het IBAN bevestigen, en eindigend met een BBAN (Basic Bank Account Number) dat specifieke bank- en rekeninggegevens bevat. Het formaat van de BBAN verschilt van land tot land, maar bevat over het algemeen een bankcode en filiaalcode.<\/span><\/p>\n<p><strong>BIC (Bank Identifier Code), ook bekend als SWIFT-code<br \/>\n<\/strong><span>BIC en SWIFT-code verwijzen naar hetzelfde: een code van 8 tot 11 tekens die wordt gebruikt om een specifieke bank te identificeren bij een internationale transactie. Elke bank heeft een unieke BIC\/SWIFT-code om ervoor te zorgen dat geldtransfers op de juiste plaats terechtkomen.<\/span><\/p>\n<p><strong>SEPA (Single Euro Payments Area)<br \/>\n<\/strong><span>SEPA is een pan-Europees netwerk waarmee mensen betalingen in euro&#8217;s (\u20ac) kunnen verzenden en ontvangen tussen twee bankrekeningen binnen de eurozone. Met SEPA is geld overmaken binnen de eurozone net zo gemakkelijk als een binnenlandse bankoverschrijving. SEPA heeft 36 lidstaten: Andorra, Oostenrijk, Belgi\u00eb, Bulgarije, Kroati\u00eb, Cyprus, Tsjechische Republiek, Denemarken, Estland, Finland, Frankrijk, Duitsland, Griekenland, Hongarije, IJsland, Ierland, Itali\u00eb, Letland, Liechtenstein, Litouwen, Luxemburg, Malta, Monaco, Noorwegen, Polen, Portugal, Roemeni\u00eb, San Marino, Slowakije, Sloveni\u00eb, Spanje, Zweden, Zwitserland, Nederland en Vaticaanstad. De Verenigd Koninkrijk blijft een SEPA-land ondanks Brexit.<\/span><\/p>\n<p><strong>SHA (Shared)<br \/>\n<\/strong><span>SHA betekent dat u alleen de kosten voor uitgaande overschrijvingen van uw bank betaalt. Wij ontvangen uw betaling minus de kosten van de correspondentbank, d.w.z. de kosten van de intermediaire bank.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Om betalingen te kunnen doen, moet u de verschillende bankcodes begrijpen. Hieronder wordt uitgelegd waar deze codes voor staan en op welke soorten transacties ze van toepassing zijn. IBAN (International Bank Account Number) Een IBAN is een internationaal erkend, gestandaardiseerd nummer dat wordt gebruikt om een bankrekening te identificeren. Het bevat maximaal 34 alfanumerieke tekens,&#8230;<\/p>\n","protected":false},"author":3,"featured_media":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"faq_category":[828,836],"class_list":["post-25719","faq","type-faq","status-publish","hentry","faq_category-for-buyers","faq_category-cost-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.9 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>6.7 Wat betekenen de bankcodes IBAN, BIC, SEPA en SHA? \u2013 OPENLANE<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/info.openlane.eu\/nl-nl\/help\/faq\/for-buyers\/cost-payments\/6-7-what-do-the-bank-codes-iban-bic-sepa-and-sha-mean\/\" \/>\n<meta property=\"og:locale\" content=\"nl_NL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"6.7 Wat betekenen de bankcodes IBAN, BIC, SEPA en SHA?\" \/>\n<meta property=\"og:description\" content=\"Om betalingen te kunnen doen, moet u de verschillende bankcodes begrijpen. Hieronder wordt uitgelegd waar deze codes voor staan en op welke soorten transacties ze van toepassing zijn. IBAN (International Bank Account Number) Een IBAN is een internationaal erkend, gestandaardiseerd nummer dat wordt gebruikt om een bankrekening te identificeren. 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